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FAQ's About Credit, Credit Reports & FCRA
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Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
Are employees who are card holders responsible for charges? 2804
Can a credit card company continue to accrue finance charges on a credit card they closed? 4630
Can a credit card company freeze my bank account? 3972
Can a lender review my credit report without consent? 3234
Can charged off debts be reported on my credit report? 3428
Can creditors sell a charged off debt? 3412
Can I get a copy of my credit report online? 2473
Can they report tradelines twice on my credit report? 3136
Can't Find an Answer to a Question? Ask us Here 6075
Can't Find an Answer to a Question? Ask Us Here.(2) 6591
Does checking my credit lower my score? 3931
Does closing credit cards affect my credit score? 5122
Help! There are accounts on my credit record that aren't mine. 1702
How do I get a copy of my credit record? 2267
How do I get incorrect credit information corrected? 1804
How long are inquiries reported? 2837
How Long Can Information Stay on My Credit Report? 3403
How long is a bankruptcy on my credit report? 2301
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 4946
Is it good to have open credit cards with high limits and no balances? 4883
Is it legal to raise the interest rate on a credit card? 3472
There are several accounts that aren't showing on my credit report. Why? 2433
What can I do to make certain I have the best credit score? 3371
What do I do when my credit application is rejected? 2717
What happens if I don't pay my minimum monthly payment? 3724
What if I disagree with the results of a credit dispute? 2498
What information is on my credit report? 1919
What is "float time" in regard credit cards? 2756
What is a statute of limitations? 2643
What is an authorized user on a credit card? 3190
What is the highest APR a credit card company can charge? 3826
Who can see my credit record? 1730
Why does inaccurate information reappear on my credit report? 1747
 
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Results 1 - 33 of 33
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05/14/2008 08:29:55