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ACCESS Guard My Credit File News
How to Stop Google from Quietly Recording Your Voice
In The News

June 15, 2024 - You are probably not aware of it but there is a hidden feature within Google accounts that allows the tech giant to quietly record users' voices. Google saves audio recordings from web and app activities, as well as verbal interactions with Search, Assistant, and Maps. The company states that these recordings help "develop and improve its audio recognition technologies." However, this practice should raise privacy concerns with just about everyone.

Biden Administration's Home Financing Policies May Create a Meltdown in Housing Prices
In The News

June 14, 2024 - The Biden administration has implemented several policies to make home financing more accessible for borrowers with lower credit scores. While these measures aim to address housing affordability, they actually pose significant risks for both borrowers and the broader economy.

The Trades Surge: Why More Young Americans Are Skipping College
Personal Finances

June 12, 2024 - In recent years, a noticeable shift has emerged in the career paths chosen by young Americans. Disillusioned by the traditional college route, many are turning to the trades, drawn by the promise of stable, well-paying jobs without the crippling debt that often accompanies a four-year degree.

Zero-Down Mortgages Return - Of All the Dumb Ideas!
In The News

May 31, 2024 - Back in 2008, when the housing market crashed, one of the leading factors contributing to the crisis was zero the availability of-down mortgages. At the time, these were also known as “liar loans” because in many cases no income documentation was required to qualify. This led an abundance of people lying about their income and taking out loans that they would never be able to repay. And because they had no money of their own at risk, when the market crashed, many of these buyers were perfectly willing to just walk away from their homes and leave lenders (and in many cases, taxpayers) on the hook for the amount borrowed. After that experience you might think that nobody would want to repeat it, but you’d be dead wrong.

Minneapolis FED President Blaming Inflation on Illegal Immigration
In The News

May 30, 2024 – In what can only be described as a bombshell interview with the Telegraph, Neil Kashkari blamed much of the fuel that is pushing inflation higher on illegal immigration. Kashkari is the president of the Federal Reserve Bank of Minneapolis. And his statement directly contradicts claims made by the Biden administration on the topic of immigration..

New Windows 11 Feature Causing Privacy Concerns
In The News

May 26, 2024 - At the recent Build conference, Microsoft introduced an innovative AI-powered feature for Windows 11 named "Recall." This feature, aimed at Copilot+ PCs, is designed to capture and store snapshots of a user's screen activity every few seconds. While it promises to significantly enhance user experience by providing a detailed log of past activities, it also raises serious privacy concerns, particularly if a PC is lost or stolen.

Minnesota State Legislature Sending Data Privacy Act to Governor for Signature
In The News

May 22, 2024 - The Minnesota state legislature has given the green light to the Minnesota Consumer Data Privacy Act, representing a significant stride in safeguarding individuals' digital information. Spearheaded by Representative Steve Elkins, the bill introduces a host of innovative measures aimed at bolstering privacy rights for state residents.

Government Collaboration with Online Gaming Companies Raises Privacy Concerns
In The News

May 18, 2024 - A recent report from the Government Accountability Office (GAO) indicates that the federal government is actively monitoring the activities of online gamers. The report suggest that the Federal Bureau of Investigation (FBI) and the Department of Homeland Security (DHS) have been actively engaging with gaming platforms to root out what they deem as domestic violent extremist content.

Hidden Camera Disguised as Rock Found Pointing at California Home
In The News

May 12, 2024 - A recent discovery in a Los Angeles area neighborhood has raised concerns about privacy and home security. A hidden camera, cleverly disguised as a rock and pointed directly at a residence, was found embedded in the dirt next to a sidewalk. This incident, which occurred in the wake of a similar discovery last month in the LA area, is believed to be a way for criminals to remotely case homes for robbery. In this particular case however, one local resident pointed out that the street on which the camera was placed is near a school and on a street that children take to get to school. This has raised fears that the camera could have been placed in order to monitor children.

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