January 31, 2025 - A growing number of Americans are falling into a dangerous debt trap by making only the minimum payments on their credit cards—a decision that can cost them thousands of dollars in the long run. Financial experts warn that this practice is a key indicator of economic stress and could have severe consequences for households struggling to keep up with rising costs.

January 30, 2025 - Late last week, an announcement came out of China about a company named DeepSeek. It's an AI company that's developed an application very similar to ChatGPT. The company is claiming that it can provide Superior results to ChatGPT at 1/30th of the cost. That claim sent other AI Company stock prices into a tailspin this week. At the same time, millions of Americans rushed to both the Apple and Google app stores to download DeepSeek to their phones. Those downloads could be extremely dangerous.

January 26, 2025 - Artificial intelligence-driven traffic cameras, already in use in the United Kingdom and Australia, are set to expand their reach into the United States, raising significant privacy and oversight questions for American drivers.

January 22, 2025 - When disaster strikes, rebuilding your life can feel overwhelming, especially when it comes to finding a new place to call home. For victims of federally declared natural disasters, including renters, the Federal Housing Administration (FHA) offers a glimmer of hope with its 203(h) loan program. Designed specifically for those who have lost their homes in disasters, this program provides an accessible path to homeownership during a critical time of need.

January 15, 2025 - We first published this guide in 2007. Over the years, it has been one of our most read articles so we regularly update it as natural disasters occur. The last time we published it was for Hurricane Helene. This time it is for the fires in California. 

December 30, 2024 - Credit card defaults in the U.S. have reached their highest levels since the aftermath of the 2008 financial crisis, painting a concerning picture of the financial health of many Americans. In the first nine months of 2024 alone, lenders wrote off $46 billion in seriously delinquent balances, a 50% increase from the same period the previous year. This surge in defaults highlights the strain on low-income households, whose financial resilience has been eroded by persistent inflation and elevated borrowing costs.

December 28, 2024 - Cybercriminals are preying on iPhone users with a new wave of phishing scams designed to steal Apple ID credentials. The scams are particularly insidious, leveraging fake emails that mimic official Apple Support communications to trick users into divulging sensitive information.

December 16, 2024 - American households are navigating record-breaking debt levels while simultaneously gearing up for a potentially expensive holiday shopping season. The Federal Reserve Bank of New York is reporting that American credit card debt has risen to $1.166 Trillion; an all time high. And at the same time, American families appear to be poised to add to those credit card bills with holiday spending. The growing balances, particularly in credit card debt, signal potential financial strain for many families.