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Guard My Credit Hits
4069287 Visitors
FAQ's About Credit, Credit Reports & FCRA
Questions3.jpg

 

Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
What is a statute of limitations? 4117
Is it legal to raise the interest rate on a credit card? 4940
Are employees who are card holders responsible for charges? 4119
How long are inquiries reported? 4287
Can charged off debts be reported on my credit report? 4894
Can a lender review my credit report without consent? 4587
Can they report tradelines twice on my credit report? 4431
Can creditors sell a charged off debt? 5033
What is the highest APR a credit card company can charge? 5232
What is "float time" in regard credit cards? 4078
What is an authorized user on a credit card? 4618
What do I do when my credit application is rejected? 4081
Does closing credit cards affect my credit score? 6511
What happens if I don't pay my minimum monthly payment? 5247
Can a credit card company freeze my bank account? 5661
Does checking my credit lower my score? 5503
There are several accounts that aren't showing on my credit report. Why? 3681
What can I do to make certain I have the best credit score? 4560
Can a credit card company continue to accrue finance charges on a credit card they closed? 6000
Is it good to have open credit cards with high limits and no balances? 6230
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 6993
Help! There are accounts on my credit record that aren't mine. 2758
What if I disagree with the results of a credit dispute? 3780
Why does inaccurate information reappear on my credit report? 2869
How do I get incorrect credit information corrected? 2906
Can I get a copy of my credit report online? 3646
How long is a bankruptcy on my credit report? 3459
How do I get a copy of my credit record? 3380
Who can see my credit record? 2919
What information is on my credit report? 3030
How Long Can Information Stay on My Credit Report? 4651
 
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Results 1 - 31 of 31
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03/21/2010 06:43:11