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Guard My Credit Hits
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FAQ's About Credit, Credit Reports & FCRA
Questions3.jpg

 

Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
What is a statute of limitations? 4265
Is it legal to raise the interest rate on a credit card? 5091
Are employees who are card holders responsible for charges? 4285
How long are inquiries reported? 4446
Can charged off debts be reported on my credit report? 5050
Can a lender review my credit report without consent? 4749
Can they report tradelines twice on my credit report? 4585
Can creditors sell a charged off debt? 5177
What is the highest APR a credit card company can charge? 5435
What is "float time" in regard credit cards? 4200
What is an authorized user on a credit card? 4747
What do I do when my credit application is rejected? 4217
Does closing credit cards affect my credit score? 6639
What happens if I don't pay my minimum monthly payment? 5404
Can a credit card company freeze my bank account? 5877
Does checking my credit lower my score? 5678
There are several accounts that aren't showing on my credit report. Why? 3799
What can I do to make certain I have the best credit score? 4687
Can a credit card company continue to accrue finance charges on a credit card they closed? 6142
Is it good to have open credit cards with high limits and no balances? 6361
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 7235
Help! There are accounts on my credit record that aren't mine. 2860
What if I disagree with the results of a credit dispute? 3901
Why does inaccurate information reappear on my credit report? 2985
How do I get incorrect credit information corrected? 3013
Can I get a copy of my credit report online? 3746
How long is a bankruptcy on my credit report? 3571
How do I get a copy of my credit record? 3474
Who can see my credit record? 3021
What information is on my credit report? 3128
How Long Can Information Stay on My Credit Report? 4779
 
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Results 1 - 31 of 31
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09/02/2010 08:11:11