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FAQ's About Credit, Credit Reports & FCRA
Questions3.jpg

 

Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
Can't Find an Answer to a Question? Ask Us Here.(2) 6580
What is a statute of limitations? 2638
Can't Find an Answer to a Question? Ask us Here 6065
Is it legal to raise the interest rate on a credit card? 3465
Are employees who are card holders responsible for charges? 2800
How long are inquiries reported? 2830
Can charged off debts be reported on my credit report? 3420
Can a lender review my credit report without consent? 3222
Can they report tradelines twice on my credit report? 3125
Can creditors sell a charged off debt? 3407
What is the highest APR a credit card company can charge? 3818
What is "float time" in regard credit cards? 2746
What is an authorized user on a credit card? 3185
What do I do when my credit application is rejected? 2714
Does closing credit cards affect my credit score? 5115
What happens if I don't pay my minimum monthly payment? 3714
Can a credit card company freeze my bank account? 3966
Does checking my credit lower my score? 3925
There are several accounts that aren't showing on my credit report. Why? 2428
What can I do to make certain I have the best credit score? 3366
Can a credit card company continue to accrue finance charges on a credit card they closed? 4625
Is it good to have open credit cards with high limits and no balances? 4878
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 4941
Help! There are accounts on my credit record that aren't mine. 1695
What if I disagree with the results of a credit dispute? 2492
Why does inaccurate information reappear on my credit report? 1740
How do I get incorrect credit information corrected? 1799
Can I get a copy of my credit report online? 2469
How long is a bankruptcy on my credit report? 2298
How do I get a copy of my credit record? 2263
Who can see my credit record? 1725
What information is on my credit report? 1910
How Long Can Information Stay on My Credit Report? 3397
 
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Results 1 - 33 of 33
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05/13/2008 03:13:27