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FAQ's About Credit, Credit Reports & FCRA
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Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
Are employees who are card holders responsible for charges? 2793
Can a credit card company continue to accrue finance charges on a credit card they closed? 4618
Can a credit card company freeze my bank account? 3957
Can a lender review my credit report without consent? 3220
Can charged off debts be reported on my credit report? 3414
Can creditors sell a charged off debt? 3400
Can I get a copy of my credit report online? 2464
Can they report tradelines twice on my credit report? 3115
Can't Find an Answer to a Question? Ask us Here 6051
Can't Find an Answer to a Question? Ask Us Here.(2) 6562
Does checking my credit lower my score? 3912
Does closing credit cards affect my credit score? 5110
Help! There are accounts on my credit record that aren't mine. 1691
How do I get a copy of my credit record? 2258
How do I get incorrect credit information corrected? 1793
How long are inquiries reported? 2818
How Long Can Information Stay on My Credit Report? 3394
How long is a bankruptcy on my credit report? 2290
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 4934
Is it good to have open credit cards with high limits and no balances? 4874
Is it legal to raise the interest rate on a credit card? 3458
There are several accounts that aren't showing on my credit report. Why? 2421
What can I do to make certain I have the best credit score? 3361
What do I do when my credit application is rejected? 2702
What happens if I don't pay my minimum monthly payment? 3704
What if I disagree with the results of a credit dispute? 2484
What information is on my credit report? 1903
What is "float time" in regard credit cards? 2740
What is a statute of limitations? 2626
What is an authorized user on a credit card? 3173
What is the highest APR a credit card company can charge? 3811
Who can see my credit record? 1718
Why does inaccurate information reappear on my credit report? 1735
 
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05/12/2008 12:41:28