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FAQ's About Credit, Credit Reports & FCRA
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Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
Are employees who are card holders responsible for charges? 4113
Can a credit card company continue to accrue finance charges on a credit card they closed? 5995
Can a credit card company freeze my bank account? 5649
Can a lender review my credit report without consent? 4582
Can charged off debts be reported on my credit report? 4887
Can creditors sell a charged off debt? 5028
Can I get a copy of my credit report online? 3641
Can they report tradelines twice on my credit report? 4421
Does checking my credit lower my score? 5497
Does closing credit cards affect my credit score? 6505
Help! There are accounts on my credit record that aren't mine. 2753
How do I get a copy of my credit record? 3378
How do I get incorrect credit information corrected? 2898
How long are inquiries reported? 4282
How Long Can Information Stay on My Credit Report? 4645
How long is a bankruptcy on my credit report? 3455
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 6986
Is it good to have open credit cards with high limits and no balances? 6225
Is it legal to raise the interest rate on a credit card? 4934
There are several accounts that aren't showing on my credit report. Why? 3674
What can I do to make certain I have the best credit score? 4556
What do I do when my credit application is rejected? 4078
What happens if I don't pay my minimum monthly payment? 5243
What if I disagree with the results of a credit dispute? 3777
What information is on my credit report? 3025
What is "float time" in regard credit cards? 4075
What is a statute of limitations? 4108
What is an authorized user on a credit card? 4611
What is the highest APR a credit card company can charge? 5223
Who can see my credit record? 2913
Why does inaccurate information reappear on my credit report? 2862
 
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03/14/2010 08:43:18