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FAQ's About Credit, Credit Reports & FCRA
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CFPB’s FIRST LOOK AT ‘BIG 3’ CREDIT BUREAUS OFFERS NEW STATS
3099
What is a statute of limitations? - Updated: July, 2014
12691
Is it legal to raise the interest rate on a credit card?
8096
Are employees who are card holders responsible for charges?
7054
How long are inquiries reported?
7410
Can charged off debts be reported on my credit report?
7988
Can a lender review my credit report without consent?
12404
Can they report tradelines twice on my credit report?
9027
Can creditors sell a charged off debt?
7970
What is the highest APR a credit card company can charge?
9246
What is "float time" in regard credit cards?
7330
What is an authorized user on a credit card?
7862
What do I do when my credit application is rejected?
7284
Does closing credit cards affect my credit score?
9954
What happens if I don't pay my minimum monthly payment?
13405
Can a credit card company freeze my bank account?
15639
Does checking my credit lower my score?
12007
There are several accounts that aren't showing on my credit report. Why?
6721
What can I do to make certain I have the best credit score?
7712
Can a credit card company continue to accrue finance charges on a credit card they closed?
9131
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11/13/2025 09:23:45