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FAQ's About Credit, Credit Reports & FCRA
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CFPB’s FIRST LOOK AT ‘BIG 3’ CREDIT BUREAUS OFFERS NEW STATS
2976
What is a statute of limitations? - Updated: July, 2014
12531
Is it legal to raise the interest rate on a credit card?
7935
Are employees who are card holders responsible for charges?
6894
How long are inquiries reported?
7254
Can charged off debts be reported on my credit report?
7839
Can a lender review my credit report without consent?
12240
Can they report tradelines twice on my credit report?
8878
Can creditors sell a charged off debt?
7824
What is the highest APR a credit card company can charge?
9101
What is "float time" in regard credit cards?
7181
What is an authorized user on a credit card?
7711
What do I do when my credit application is rejected?
7129
Does closing credit cards affect my credit score?
9776
What happens if I don't pay my minimum monthly payment?
13238
Can a credit card company freeze my bank account?
15475
Does checking my credit lower my score?
11854
There are several accounts that aren't showing on my credit report. Why?
6566
What can I do to make certain I have the best credit score?
7533
Can a credit card company continue to accrue finance charges on a credit card they closed?
8947
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05/21/2025 06:15:18