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FAQ's About Credit, Credit Reports & FCRA
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CFPB’s FIRST LOOK AT ‘BIG 3’ CREDIT BUREAUS OFFERS NEW STATS
3083
What is a statute of limitations? - Updated: July, 2014
12665
Is it legal to raise the interest rate on a credit card?
8071
Are employees who are card holders responsible for charges?
7033
How long are inquiries reported?
7387
Can charged off debts be reported on my credit report?
7966
Can a lender review my credit report without consent?
12381
Can they report tradelines twice on my credit report?
9005
Can creditors sell a charged off debt?
7951
What is the highest APR a credit card company can charge?
9226
What is "float time" in regard credit cards?
7309
What is an authorized user on a credit card?
7840
What do I do when my credit application is rejected?
7259
Does closing credit cards affect my credit score?
9928
What happens if I don't pay my minimum monthly payment?
13379
Can a credit card company freeze my bank account?
15617
Does checking my credit lower my score?
11984
There are several accounts that aren't showing on my credit report. Why?
6699
What can I do to make certain I have the best credit score?
7691
Can a credit card company continue to accrue finance charges on a credit card they closed?
9111
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10/23/2025 02:48:23