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FAQ's About Credit, Credit Reports & FCRA
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CFPB’s FIRST LOOK AT ‘BIG 3’ CREDIT BUREAUS OFFERS NEW STATS
3132
What is a statute of limitations? - Updated: July, 2014
12769
Is it legal to raise the interest rate on a credit card?
8146
Are employees who are card holders responsible for charges?
7145
How long are inquiries reported?
7465
Can charged off debts be reported on my credit report?
8043
Can a lender review my credit report without consent?
12458
Can they report tradelines twice on my credit report?
9120
Can creditors sell a charged off debt?
8058
What is the highest APR a credit card company can charge?
9298
What is "float time" in regard credit cards?
7387
What is an authorized user on a credit card?
7911
What do I do when my credit application is rejected?
7374
Does closing credit cards affect my credit score?
10047
What happens if I don't pay my minimum monthly payment?
13452
Can a credit card company freeze my bank account?
15728
Does checking my credit lower my score?
12058
There are several accounts that aren't showing on my credit report. Why?
6802
What can I do to make certain I have the best credit score?
7784
Can a credit card company continue to accrue finance charges on a credit card they closed?
9179
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01/14/2026 12:28:18