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1. The Google PlayStore Payment Scam
(Fraud and Scams/How to Protect Yourself)
January 25, 2026 - Over the past couple of months we've run several unflattering stories on Google. This one isn't much different. It has become very apparent that when Google has access to your cr

January 18, 2026 - A new housing proposal backed by President Donald Trump would allow Americans to use their 401(k) retirement savings to help purchase a home without facing early withdrawal penal

January 14, 2025 - Artificial intelligence is reshaping the fight against identity fraud in the United States, but it's also fueling a disturbing rise in sophisticated scams. As AI tools become mor

January 12, 2026 - In much of the United States, gas prices have quietly slid back to levels not seen since before the pandemic. Nationally, the average cost of a gallon of regular gasoline is hove

  January 8, 2026 - As we ring in 2026, there's something extra to celebrate besides the turning of the calendar: a sweeping new package of tax breaks designed to put more money back in your

December 31, 2025 - As the calendar flips to 2026, a wave of new state and federal privacy laws is changing the way your personal data is collected, sold, and protected - with direct consequences f

December 30, 2025 - Discord, a popular chat app used by about 150 million people every month, has confirmed a data breach that exposed personal information from thousands of users. The breach happe

December 28, 2025 - In recent weeks, federal law enforcement has taken some striking action to stop a growing threat: bank account takeover fraud. This is a type of cybercrime where criminals steal

December 23, 2025 - After nearly six years without aggressive collections, the federal government is preparing to restart one of its strongest tools against people who have fallen behind on their s

December 15, 2025 - Google has agreed to pay about 700 million dollars to settle a long-running antitrust dispute over how it runs the Google Play Store. The Play Store is the place where Android p

11. A New Era for Interest Rates, Presidential Power, and the FED
(Politics & Politicians/Federal Issues)
  December 11, 2025 - The Federal Reserve trimmed interest rates again this week, nudging its benchmark rate down by a quarter point to a range of 3.50 to 3.75 percent. For consumers, the mo

November 29, 2025 - Lawmakers in Ohio and Washington are pushing new bills that would require businesses to accept cash. At first glance, it sounds like a small, practical rule. But beneath it is a

November 27, 2025 - I received an email from my broker that every Realtor dreads. An outside escrow company suffered a breach of its trust account. Funds from multiple buyers were reportedly stolen

...nes over the past couple of days warning that Gmail was suddenly scanning emails and attachments to train Googles AI. Those reports spread fast and even some respected security companies repeated the ...

15. Check Your Online Subscriptions Regularly for Fraudulent Charges
(Fraud and Scams/How to Protect Yourself)
... to any of these services, there is a pretty good chance that at least one of those subscriptions is from Google. Whether it is YouTube TV, cloud storage or software/apps (from the Play Store), Google...

November 9, 2025 - Companies around the globe are rapidly embracing AI. They see it as a way to cut costs and improve efficiency... and in many cases, it works. But AI has a number of issues and an

October 31, 2025 - The Consumer Financial Protection Bureau is moving to reverse state laws that prevent medical debt from appearing on credit reports. The agency has drafted a new interpretatio

October 30, 2025 - Starting January 1 2026 new data privacy laws will take effect in Indiana Kentucky and Rhode Island giving millions of Americans more rights over how their personal information i

October 23,2025 - Across the United States, the car market is showing new signs of financial strain. Auto-loan delinquencies have surged to levels not seen since before the 2008 financial crisis

20. White House Budget Chief Says CFPB Will Be Shut Down
(Politics & Politicians/Federal Issues)
October 20, 2025 - White House Budget Director Russell Vought announced this week that the Consumer Financial Protection Bureau (CFPB) will be shut down within the next two to three months. Speakin

October 10, 2025 - If you are in the process of purchasing a home, you probably have some contingencies that you have to remove before closing. These include contingencies for things like completin

  September 30, 2025 - Nebraska Attorney General Mike Hilgers has filed a lawsuit against Lorex, a home security camera company whose devices are sold at major U.S. retailers including Costc

September 28, 2025 - Three senators - Chuck Schumer of New York, Maria Cantwell of Washington, and Ed Markey of Massachusetts - recently introduced the MIND Act, short for the Management of Individ

24. AI Chatbots Tested as Phishing Tools
(Fraud and Scams/How to Protect Yourself)
... before it was too late. Five other bots — OpenAI’s ChatGPT, Meta’s Meta AI, Anthropic’s Claude, Google’s Gemini, and DeepSeek, a Chinese assistant — were also tested. Most initially balk...

25. A New Breed of Spyware Quietly Watches Through Your Camera
(Fraud and Scams/How to Protect Yourself)
  September 18, 2025 - There’s a new kind of digital pickpocket prowling the internet, and it isn’t just after your passwords. Called Stealerium, this open-source spyware has security ex

September 13, 2025 - In early 2025, Google initiated a subtle but coordinated campaign to block a proposed California law—AB 566—that would require web browsers to allow users to automatically

August 31, 2025 - In late August 2025, Homeland Security Secretary Kristi Noem took the rare and decisive step of firing  two dozen staffers in FEMA's IT department following a cybersecurity b

August 26, 2025 - For years, young people were told that hard work, a college degree, and especially computer science skills would guarantee them a good-paying job. But the reality for today's grad

29. Court Ruling Opens Door to Restructuring of CFPB
(Politics & Politicians/Federal Issues)
August 20, 2025 - A federal appeals court has ruled that the Trump administration may proceed with plans to significantly scale back the Consumer Financial Protection Bureau (CFPB), lifting an earl

August 10, 2025 - President Trump has signed the VA Home Loan Program Reform Act, legislation designed to give the Department of Veterans Affairs (VA) greater ability to help veterans avoid foreclo

31. Student Loan Debt is Soaring
(Credit Issues/Personal Finances)
August 9, 2025 - Student loan debt in the United States has climbed to $1.64 trillion, according to second-quarter 2025 data from the Federal Reserve Bank of New York. That marks a $7 billion incre

32. Quishing is the Scam Artists New Friend
(Fraud and Scams/Fraud Alerts)
  July 29, 2025 - Quishing is the sneaky new scam you didn’t see coming-until it hit your phone. The term blends, "QR code" with "phishing," referring to fraud where attackers trick people

July 20, 2025 - Cars today are no longer just machines-they’re surveillance hubs on wheels. They collect everything from location and speed to braking habits. Representative Neal Dunn (R–Fla.

July 16, 2025 - Your brain might be the next big privacy battle-and most Americans don’t even realize it. In recent years, devices like smart headphones, sleep trackers, and meditation headband

July 14, 2025 - In a major change that could help millions of renters become homeowners, the federal government has just approved a new credit scoring system that counts rent and utility payments t

July 7, 2025 - Imagine dropping off your rental car, thinking everything went fine - only to get hit minutes later with a $440 bill for a tiny scuff you never even noticed. That’s what happened t

June 28, 2025 - U.S. Immigration and Customs Enforcement (ICE), through its Homeland Security Investigations team, carried out a criminal search warrant Wednesday at Buckeye Fire Equipment Company

...ealed that many of today’s most advanced artificial intelligence models - including OpenAI’s GPT-4.1, Google’s Gemini 2.5, and xAI’s Grok - are willing to engage in unethical behavior like lyi...

June 23, 2025 – In a little covered story, late last year the Consumer Financial Protection Bureau (CFPB) told credit-card companies to keep their hands off the rewards consumers have already ear

40. The Hidden Danger of Unsubscribing from Emails
(Fraud and Scams/How to Protect Yourself)
June 22, 2025 - Nobody likes junk mail. And with inboxes overflowing with spam, clicking that little "unsubscribe" link at the bottom of an email might feel like a quick fix.But think twice. Some "

June 17, 2025 - Modern cars are packed with smart technology—and that includes tools that track your every move. From GPS tracking to microphones and cameras, today’s vehicles are quietly colle

42. AI-Driven Student Loan Scams on the Rise: What You Need to Know
(Fraud and Scams/How to Protect Yourself)
June 13, 2025 -A new kind of scam is targeting consumers, and it's powered by artificial intelligence. Across the U.S., cybercriminals are using AI bots to impersonate students, enroll in online co

May 30, 2025 - An alleged hacker has recently claimed to have breached TikTok’s systems, raising alarms about potential risks to users’ personal data. The hacker, who goes by the alias “Again

44. Maybe AI is Getting Ready to Kill Us!
(Privacy Issues/In The News)
May 29, 2025 - It’s only been a couple of days since we published an article about how AI will impact privacy in the future. A large portion of that piece was devoted to a recent incident with An

Americans looking to save money on healthcare are being targeted by a growing scam that offers discounted medical insurance—but provides no actual coverage. The FBI and the Federal Trade Commis

  The grace period is over. After a five-year pause, the U.S. Department of Education has resumed collection efforts on defaulted federal student loans, ending pandemic-era forbearance pol

May 12, 2025 - With the federal REAL ID requirement now in effect for domestic air travel, cybercriminals are exploiting confusion, pressure, and last-minute panic — and it’s costing consumers

April 30, 2025 - An artificial intelligence app developed in China is under fire again—this time for privacy violations that have drawn attention not only in South Korea but also in the United St

  April 24, 2025 - Millions of Americans with defaulted federal student loans will soon face renewed collection efforts as the U.S. Department of Education resumes involuntary debt recovery on

    April 21, 2025 - The federal government has announced a major shift in housing policy that will impact access to home loans for undocumented immigrants and other non-permanent reside

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