After a five-year pause, the U.S. Department of Education has resumed collection efforts on defaulted federal student loans, ending pandemic-era forbearance policies that offered temporary relief to over 40 million borrowers. With credit reporting back in full swing, many Americans are learning that time does not heal credit wounds—especially when the government starts collecting.

May 12, 2025 - With the federal REAL ID requirement now in effect for domestic air travel, cybercriminals are exploiting confusion, pressure, and last-minute panic — and it’s costing consumers dearly.

April 30, 2025 - An artificial intelligence app developed in China is under fire again—this time for privacy violations that have drawn attention not only in South Korea but also in the United States, where lawmakers are investigating the app's conduct under domestic data protection laws.

April 24, 2025 - Millions of Americans with defaulted federal student loans will soon face renewed collection efforts as the U.S. Department of Education resumes involuntary debt recovery on May 5, 2025. This marks the end of a five-year pause initiated during the COVID-19 pandemic, and borrowers now have a limited window of time to avoid severe consequences.

April 21, 2025 - The federal government has announced a major shift in housing policy that will impact access to home loans for undocumented immigrants and other non-permanent residents. The Department of Housing and Urban Development (HUD) will no longer allow individuals without permanent legal status to receive Federal Housing Administration (FHA) mortgages, a move the administration says aligns with its immigration enforcement priorities.

April 9, 2025 - The Take It Down Act, recently passed by the House Energy and Commerce Committee with a 49-1 vote, aims to combat the distribution of non-consensual intimate imagery (NCII), including deepfake pornography. This legislation seeks to criminalize the publication of such material and mandates online platforms to remove reported content within 48 hours.

April 7, 2025 - U.S. authorities have extradited two brothers from Kosovo to face serious cybercrime charges, marking a major step in the fight to protect consumers from digital fraud. The two individuals are accused of running the Rydox cybercrime marketplace, an online platform that enabled identity theft and financial fraud on a large scale.

March 28, 2025 - In a major shift affecting millions of Americans, roughly 9.7 million student loan borrowers are now seeing their delinquent loans reported to credit bureaus for the first time since the COVID-19 pandemic began. This change, which could drastically lower credit scores, comes after the end of pandemic-era protections that had temporarily shielded borrowers from the financial consequences of missed payments.