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ACCESS Guard My Credit File News
AI App Sparks Global Privacy Concerns After Secret Data Transfers
In The News

April 30, 2025 - An artificial intelligence app developed in China is under fire again—this time for privacy violations that have drawn attention not only in South Korea but also in the United States, where lawmakers are investigating the app's conduct under domestic data protection laws.

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DoE to Begin Forced Debt Collection on Defaulted Student Loans
In The News

 

April 24, 2025 - Millions of Americans with defaulted federal student loans will soon face renewed collection efforts as the U.S. Department of Education resumes involuntary debt recovery on May 5, 2025. This marks the end of a five-year pause initiated during the COVID-19 pandemic, and borrowers now have a limited window of time to avoid severe consequences.

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New HUD Policy Ends FHA Mortgages for Undocumented Immigrants
In The News

 

 

April 21, 2025 - The federal government has announced a major shift in housing policy that will impact access to home loans for undocumented immigrants and other non-permanent residents. The Department of Housing and Urban Development (HUD) will no longer allow individuals without permanent legal status to receive Federal Housing Administration (FHA) mortgages, a move the administration says aligns with its immigration enforcement priorities.

 

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Between Protection and Censorship: The TAKE IT DOWN Act's Privacy Promise and Free Speech Pitfalls
In The News

 

April 9, 2025 - The Take It Down Act, recently passed by the House Energy and Commerce Committee with a 49-1 vote, aims to combat the distribution of non-consensual intimate imagery (NCII), including deepfake pornography. This legislation seeks to criminalize the publication of such material and mandates online platforms to remove reported content within 48 hours.

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Global Cybercrime Crackdown by US Government is Bearing Fruit
Fraud Alerts

April 7, 2025 - U.S. authorities have extradited two brothers from Kosovo to face serious cybercrime charges, marking a major step in the fight to protect consumers from digital fraud. The two individuals are accused of running the Rydox cybercrime marketplace, an online platform that enabled identity theft and financial fraud on a large scale.

Read more...
 
Millions Face Credit Score Hits as Student Loan Delinquencies Resurface
Personal Finances

March 28, 2025 - In a major shift affecting millions of Americans, roughly 9.7 million student loan borrowers are now seeing their delinquent loans reported to credit bureaus for the first time since the COVID-19 pandemic began. This change, which could drastically lower credit scores, comes after the end of pandemic-era protections that had temporarily shielded borrowers from the financial consequences of missed payments.

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23andMe Files for Bankruptcy: What Happens to Your Genetic Data Now?
In The News

March 25, 2025 - The once-celebrated consumer genetics company 23andMe has filed for Chapter 11 bankruptcy, sending shockwaves through the tech and privacy communities. Known for making at-home DNA testing mainstream, 23andMe amassed genetic data from more than 14 million customers. Now, with the company in financial freefall, critical questions arise about what will happen to its trove of biometric and personal information.

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Bank of America Warns Customers of Possible Data Breach
In The News

 

March 17, 2025 - Bank of America has alerted some customers to a potential data breach after a third-party vendor mishandled sensitive documents late last year.

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Over 10% of QR Codes Are Scams—Here’s How to Stay Safe
How to Protect Yourself

March 13, 2025 - QR codes are everywhere—on restaurant tables, parking meters, online orders, and even surprise packages that arrive at your doorstep. But experts warn that at least 10% of these codes are fraudulent, part of an alarming wave of scams that could drain your bank account before you even realize what happened.

Read more...
 
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