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FAQ's About Credit, Credit Reports & FCRA
Questions3.jpg

 

Credit, Credit Reports and your Rights can be confusing and frustrating, even for those that are in the industry.

Here we've tried to address the more frequent questions.

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Item Title Hits
Can't Find an Answer to a Question? Ask Us Here.(2) 6574
What is a statute of limitations? 2634
Can't Find an Answer to a Question? Ask us Here 6058
Is it legal to raise the interest rate on a credit card? 3460
Are employees who are card holders responsible for charges? 2796
How long are inquiries reported? 2825
Can charged off debts be reported on my credit report? 3417
Can a lender review my credit report without consent? 3221
Can they report tradelines twice on my credit report? 3120
Can creditors sell a charged off debt? 3402
What is the highest APR a credit card company can charge? 3816
What is "float time" in regard credit cards? 2743
What is an authorized user on a credit card? 3180
What do I do when my credit application is rejected? 2711
Does closing credit cards affect my credit score? 5113
What happens if I don't pay my minimum monthly payment? 3707
Can a credit card company freeze my bank account? 3962
Does checking my credit lower my score? 3921
There are several accounts that aren't showing on my credit report. Why? 2425
What can I do to make certain I have the best credit score? 3364
Can a credit card company continue to accrue finance charges on a credit card they closed? 4623
Is it good to have open credit cards with high limits and no balances? 4876
I'm doing a settlement with my credit card company, how will this reflect on my credit report? 4937
Help! There are accounts on my credit record that aren't mine. 1694
What if I disagree with the results of a credit dispute? 2488
Why does inaccurate information reappear on my credit report? 1738
How do I get incorrect credit information corrected? 1798
Can I get a copy of my credit report online? 2468
How long is a bankruptcy on my credit report? 2295
How do I get a copy of my credit record? 2260
Who can see my credit record? 1719
What information is on my credit report? 1907
How Long Can Information Stay on My Credit Report? 3396
 
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Results 1 - 33 of 33
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05/12/2008 06:09:31